# Borrow TON

DAOLama will always come to the rescue, get a TON of NFT pledging in our service

<figure><img src="/files/m5YUu8QXAhZwkhaoJF6h" alt=""><figcaption></figcaption></figure>

DAOLama offers a unique opportunity to instantly lend a TON using your NFT as collateral. Without having to sell your assets, you can get funds for new investments. Implemented on smart contracts, which guarantees the return of your NFT at any time on the terms you choose.

## How it works

1. **Connect your wallet**

   Authorise on the site with Tonkeeper or TON Wallet
2. **Add an advert**

   Select and send NFT to our smart contract
3. **Receive TON**

   Receive TON immediately depending on the conditions selected
4. **Collect NFT**

   Send a TON to a smart contract and get your NFTs back.

The service works on the basis of smart contracts, which guarantees the return of your **NFT**, terms and exact amount to be returned, as well as independence from the service availability.

{% hint style="info" %}
If for some reason you are unable to use the service, NFT can be redeemed directly through smart contract [guide](https://t.me/daolama_en/20).
{% endhint %}

#### How to determine, via smart contract, how much you need to pay TON to pay off the debt, as well as to determine until what date the debt is due

1. You open the contract address. (The smart contract address is the owner of your NFT, it is displayed in your personal account on [daolama.co](https://daolama.co/) and in any explorer or marketplace).
2. Go to [tonviewer](https://tonviewer.com/) and enter the contract address
3. Go to **Methods** and in the **Arbitrary method** field insert ( get\_loan\_data )
4. Then you see something like this &#x20;

   <figure><img src="/files/sn6pQI4JeIYQhyDVurZB" alt=""><figcaption></figcaption></figure>
5. The first num: denotes how much you need to pay TON to pay off the debt, to convert to a more accessible form you should open <https://www.rapidtables.com/convert/number/hex-to-decimal.html> and enter your num: value there. You will see a long number, which is nanoton, to get the TON you should nanoton/1000000000
6. Third by num: denotes to which date the debt is owed, to convert it into a more understandable form, you should open <https://www.epochconverter.com/hex> and enter your num value there:

## Sale of NFT during the bail-in period

Any user will be able to put their collateral up for sale, NFT will immediately show up on popular marketplaces (GG-friendly). If a sale occurs, the loan will close and the balance will be transferred to you.&#x20;

This option gives more options for our users. You can keep your NFT on the marketplace and at the same time use TON for your own purposes.

## FAQ

* **How can I get TON for NFT?**: To get TON you need to log in through your wallet, select NFT from our approved collections, initiate the creation of a smart contract and send NFT to it, after which your wallet will instantly receive cryptocurrency. Done!
* **How to return NFT**: To return NFT you need to click ‘Return NFT’ in your personal cabinet and send TON to the smart contract address. You will receive your NFT within seconds.
* **When can I return my NFT?**: You can return your NFT at any time, but not later than the selected deadline.
* **Is your service based on smart contracts?**: Yes, this guarantees the transparency of the transaction. The smart contract clearly defines the terms of the transaction - the time to return the TON, the amount of TON to return and the receipt of your NFT.
* **What happens if I don't get my TON back in time?**: Unfortunately, in such a scenario, we have to auction the NFT and it will not be possible to return it directly. However, DAOLama NFT holders can still return their NFT within 24 hours of the deadline.
* **What collections are available?**: You can check out the available collections on the main page - <https://daolama.co/borrow>.


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