Redeem and get back your gift within the chosen term
That’s it! Use the liquidity in DeFi, buy new gifts, or cash out to fiat!
Referral program
There is a referral program for your friends and subscribers - you can earn 10% of all fees collected from the loans of your referrals. You personal link is available on profile page in the app @GiftToCreditBot
Liquidity pool
You can become a liquidity provider and earn income. Your funds will be used to issue loans to other users, and 50% of the commissions will be distributed among all liquidity providers. The interest rate is dynamic, depending on the protocol’s utilization rate, and typically stays at 12–18% APY. Currently, a TON pool is available, with other pools (including USDT) coming soon.
FAQ
❓ Can the loan term be extended?
The loan extension feature will be added in upcoming releases. For now, you have to repay the current loan and then issue a new one.
❓ Are there loan expiration notifications?
Yes, you’ll receive a notification several hours before the deadline. You’ll also get alerts for any changes to your internal balance.
❓ Are there auctions for overdue loans?
Currently, auctions are not available for expired loans.
❓ What happens if I fail to repay the loan on time?
Your collateral may be liquidated. We strongly advise not missing the repayment deadline.
